Sim | Santander 2.0.0.3

Sim | Santander aims to facilitate access to credit and financial health in a straightforward manner. Our application is designed to provide users with a simple and secure experience.

Are you looking to move closer to your financial goals? Download our app to learn more.

Existing customer of Sim | Santander?

Enjoy all the convenience at your fingertips. With our app, you can access the second copy of your bill, monitor payments, renegotiate your debt, update your registration details, and receive your income statement.

Not yet a customer?

It's almost time to get your finances in order. Download our app now to simulate credit options, explore personalized offers, and access extra funds without leaving home.

Highlighted features available in our application include:

• Vehicle-Guaranteed Loan
• This credit option uses your car as collateral for the loan repayment.
• You can continue using your vehicle while enjoying additional funds.

Benefits of this product:

• Interest rates ranging from 1.39% to 3.50% per month
• Loan limits from R$5,000 to R$200,000
• Up to 5% discount when paying via automatic debit
• Repayment terms from 6 to 60 months

Example:

• Vehicle-Guaranteed Loan of R$10,000 with 12-month repayment
• Fixed installments of R$1,003.49
• Monthly interest rate of 1.39% (18.02% annually)
• Total Effective Cost (CET) of 2.98% per month (42.26% annually)

How is the credit analysis conducted?

Our evaluation is personalized based on each client's financial profile. We consider credit history, income commitments, employment ties, and consistency of provided information.

How does the contracting process work?

The entire process—from simulation to signing—is conducted online. Simply access our app, perform a simulation, and complete the contract by taking a selfie. It’s straightforward and hassle-free.

How will I receive the funds?

The money is transferred to your account within up to 24 business hours after approval, with no bureaucratic procedures. You may select the bank of your preference for receiving the loan.

Already contracted? What next?

Meeting our clients' needs is our top priority. Therefore, we offer dedicated support throughout all stages—from pre-approval to post-contract assistance—delivering a simple, quick, and transparent experience.

If you have any questions, feel free to contact us:

• WhatsApp: (11) 3003-4362
• Customer support hours: Monday to Friday from 7 am to 7 pm; Saturdays from 8 am to 2 pm (excluding holidays)

CNPJ: 07.707.650/0001-10

Address: Rua Amador Bueno, 474, Block C, 1st floor, São Paulo/SP, CEP 04752-901